Premier Services - The Insurance Experts

The law can be tough on contractors. That's because artisan contractors are liable for every job for three full years. If you're a contractor, you know that can be a lot of jobs.

Do you feel 100% confident about every single job your company completed in the past three years? ? Did you have insurance during the entire three year period? Did your workers take every safety and quality precaution you wanted them to? Are you sure?

Artisan Contractors Liability Insurance covers contractors against property damage and injury to others during the time they are working at a site. It also covers them against damage and injury to others caused by a malfunction that may occur long after the job is completed. For example. let's take a carpenter contractor who installed kitchen cabinets in a home a year ago. If the customer opens the cabinet drawer and it accidentally falls on top of her causing injury, the contractor will most likely be sued for medical and pain and suffering damages.

A word of caution: Obtaining Contractors Liability Insurance after a completion of a job will not cover claims that arise out of that job. In other words, any jobs completed before the liability insurance is secured will not be covered. Complaints against these jobs can leave a contractor's assets totally exposed to possible law suits in the future. This is why it is important to secure Contractor Liability Insurance during every job, so that the completed job remains covered for many years to come.

Simply complete our online application form to receive a Contractor Liability quote.