Premier Services - The Insurance Experts

Did you know that you are more likely to suffer a disability then to die before the age of 65? If you can't work, how are you going to pay your bills, debts, living expenses and support your family? Maybe your employer provides some disability benefits. But is it enough? And will the coverage stop when you change employment?

Personal Disability policies will pay you monthly income after an injury or disability prevents you from returning to work. Supplemental income may be paid if you do return to work but are not able to perform your regular duties.

Buying a Disability Income policy now may lock in a rate you'll pay per year until the age of 65. The older you are when obtaining coverage, the higher the rate. So it makes good sense to obtain coverage at a younger age.

The benefit plans offer monthly income from two years, five years or up to age 65.

How much Disability Income would you need if you became disabled? This is a personal matter for each individual to decide. You can purchase up to 66 percent of your monthly income. But some people may not want to purchase the maximum benefit. Think about all your monthly expenses. Your mortgage, car payments, other loans, living expense etc. Simply complete this online application form and we will provide you prices of several different monthly income amounts to help you choose.