General Business Insurance

Every business is different. That's why package policies were designed --- to tailor insurance coverage to meet the needs of specific businesses. At Premier Group, we specialize in insuring retail stores, apartments, restaurants, and offices. These types of businesses usually require an insurance package that can include many different types of assets such as building, inventory, glass, sign, accounts receivable, valuable papers and loss of income. In addition, the business may require insurance coverage for non-owned and hired vehicles, liability insurance for premises, products and completed operations, and fire legal liability.

If you're a business owner, you should ask yourself:

  • Does your business own the building that you operate in?
  • Do you know the full rebuilding value of your building? Or is it simply insured at market value --- which may fall far short of the actual cost of rebuilding to the same standards and capacity.
  • Did your business increase its inventory lately? If a large loss occurred and halted operations of your business, would you be compensated for loss of income?

These and other potential gaps and exposures in coverage must be reviewed. Only a well-planned risk management policy and systems can fully protect your business!

General Business Application

Because the general business insurance field contains a wide variation of different products and service, we can provide you with an on-line quote if your business is considered a BOP (Business Owners Policy) type of business. This may include (but is not limited to) retail stores, offices and apartments. Please explain the operations of your business and the coverage needed and we will call you to get additional information.

Simply complete our online application form as best as you can. The more information we receive the lower the price may be.

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800-220-9798 | 215-663-8998 | 215-663-9794 fax.