What to do in the event of a loss

Home Insurance
Reducing your risk
Customer Service
E-mail Claim Dept.
What is the first thing you should do if you experience damage or loss on your property?
If you had a fire then chances are that you have already been contacted by various services like, boarding companies, clean up restoration contractors, lawyers and public adjusters. Keep in mind that the expense for some of these services, like lawyers and public adjusters, are not covered by your policy. Your insurance premium does include the cost for the company to provide you with the services of their professional adjuster who will adjust, negotiate and pay your claim at no cost to you.

We will advise your insurance company to assign their adjuster to assist you in determining the amount of the damage or loss, if coverage applies. In most circumstances, the adjuster will contact you within 24 hours. Depending on the number of claims submitted due to weather related conditions, you may expect the adjuster to contact you within 5 working days or longer. Call us immediately if you do not hear from an adjuster.

You may also download a property loss claim form online, fill it out, and FAX it to us at 215-663-9794 or email to
contact@e-premier.com. If you don't hear from us by the next day then you must call our office to confirm our receipt of your fax or email.

Note: this download requires you to have Adobe Acrobat Reader. If you do not have Acrobat Reader installed on your system, you may download now.

What is our Agency's Role Regarding Claims?
Our insurance agency acts as a broker finding you an insurance company to insure you with coverage tailored to fit your financial needs. We are not the insurance company and we do not adjust claims. We simply act as liaison, by transferring information about your claim to the insurance company. We do not have the authority to adjust, negotiate, pay or deny claims. Only the claim adjuster representing the insurance company has this authority. Once the adjuster contacts you then all your correspondence will be between you and the adjuster.

© 1999. Premier Group. All rights reserved.
800-220-9798 | 215-663-8998 | 215-663-9794 fax.