Click here to see if you qualify for Market Value Rates below.
The rates below can be used to help estimate buyer settlement costs. These rates apply to homes in which market value is more than 50% of rebuilding costs. The prices include the HO-2 form, $1,000 deductible, ACV on contents, and $100,000 liability. HO-3 forms, lower deductibles and lower rates can be available if you meet certain qualifications. Call for details on lower rates and for prices above $200,000.
Dwelling Amounts
Masonry Construction
Frame Construction
$100,000
$472
$524
$105,000
$502
$557
$110,000
$533
$592
$115,000
$567
$629
$120,000
$602
$669
$125,000
$639
$709
$130,000
$676
$751
$135,000
$715
$794
$140,000
$754
$837
$150,000
$828
$920
$160,000
$893
$992
$170,000
$946
$1,051
$180,000
$987
$1,096
$190,000
$1,018
$1,130
$200,000
$1,049
$1,165
Market Value Rates for Philadelphia County
Click here to see our lower market value rates below.
The rates below are for homes in which market values are less than 50% of the home's construction cost. The prices include the HO-8 form, $500 deductible, ACV on contents, and $100,000 liability. Use the actual market value of the home to estimate settlement costs. The insurer is an admitted carrier approved by all mortgage companies. Call us for information on other lower rates.
Dwelling Amounts
Rates
$30,000
$461
$35,000
$463
$40,000
$468
$45,000
$475
$50,000
$485
$55,000
$499
$60,000
$514
Lower Market Value Rates for Philadelphia County
The rates below are for homes in which market values are less than 50% of the home's construction cost. The prices include the HO-8 form, $500 deductible, ACV on contents, and $25,000 liability. Use the actual market value of the home to estimate settlement costs. The insurer is a surplus lines carrier and is subject to limited regulations by the Pennsylvania Insurance Department; and in the event of insolvency, losses will not be paid by the Pennsylvania Property and Casualty Insurance Guaranty Association.
Dwelling Amounts
Rates
Monthly
$20,000
$277
$23.09
$25,000
$303
$25.25
$30,000
$329
$27.42
$35,000
$354
$30.34
$40,000
$380
$31.67
$45,000
$410
$34.17
$50,000
$440
$36.67
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